Privacy Policy

BLUEWAVE DIGITAL EDUCATION - FZCO ("the Company", "we", "us", or "our"), operating Meridian Funded, is the data controller for the personal data processed through meridian-funded.com and the Services. This Privacy Policy explains what data we collect, why, on what legal basis, who we share it with, how long we keep it, and the rights you can exercise. For any question, contact us at support@meridian-funded.com.

DATA WE COLLECT

Data you provide:

• Identity and contact details: name, email address, phone number, physical and billing address

• Account data: login credentials, account settings, communications with our support team

• Identity verification (KYC) data: government-issued ID, proof of address, and selfie, collected before your first reward payout through our identity verification provider

• Payment data: handled directly by our payment service providers — we do not store full card numbers

Data collected automatically:

• IP address, browser and device specifications, operating system, language preferences, referring URLs, approximate location, and usage data

• Cookies and similar technologies, as described in our Cookie Policy

WHY WE PROCESS YOUR DATA AND ON WHAT LEGAL BASIS

WHO WE SHARE YOUR DATA WITH

We share personal data only with service providers acting on our behalf and only to the extent necessary:

• Payment service providers (payment and refund processing)

• Our identity verification provider (KYC and sanctions screening)

• Hosting and website infrastructure (Framer)

• Analytics (Google Analytics, Google Tag Manager)

• Advertising platforms (Meta), subject to your cookie consent

• Email and communications tools (newsletter and support platforms)

• Professional advisers and authorities, where required by law

We do not sell your personal data.

INTERNATIONAL TRANSFERS

We operate from the United Arab Emirates and use service providers located outside the European Economic Area and the United Kingdom. Where personal data of EEA or UK residents is transferred internationally, we rely on appropriate safeguards, including standard contractual clauses with our processors.

HOW LONG WE KEEP YOUR DATA

• Account and transaction data: for the duration of the relationship, then as required by applicable accounting and legal obligations

• KYC and verification data: a minimum of five (5) years, as required by applicable anti-money-laundering regulations

• Marketing data: until you withdraw consent

• Technical logs and analytics: for limited periods defined by the relevant tool

YOUR RIGHTS

Depending on your location (including under the EU and UK GDPR), you have the right to:

• Access your personal data and obtain a copy

• Rectify inaccurate or incomplete data

• Request erasure of your data

• Restrict or object to certain processing, including for direct marketing

• Data portability (receive your data in a machine-readable format)

• Withdraw consent at any time, without affecting prior processing

• Lodge a complaint with your local data protection supervisory authority

To exercise your rights, contact support@meridian-funded.com. We respond within the timeframes required by applicable law.

DATA SECURITY

We apply technical and organisational measures appropriate to the risk, including encryption in transit, access controls, and restricted access to verification data.

ACCURACY

It is important that the personal information you provide is accurate, complete, and current. You are responsible for informing us of any changes.

UPDATES TO THIS POLICY

We may update this Privacy Policy from time to time. The current version is always available on this page, with its last-updated date below.

COMPANY INFORMATION

Meridian is operated by BLUEWAVE DIGITAL EDUCATION - FZCO, a company registered in Dubai, United Arab Emirates, under License No. 88539.

SO-IFZA, IFZA Properties, Dubai Silicon Oasis, Dubai, United Arab Emirates — support@meridian-funded.com

Last updated: August 6, 2026.